The wide array of options for managed care plans offered by Seattle Medicare Advantage can be overwhelming for the seniors according to the researchers from Harvard Medical School. Most often seniors who have poor cognitive abilities can make wrong decisions. Sometimes they end up with having no decision at all due to the wide choices.
A number of private plans are competing in the market today. They are offering Medicare beneficiaries with cheaper premiums as well as more benefits. One of the most important coverage that they should acquire is the prescription drug coverage especially if they have maintenance medications. This coverage can help them in refilling their prescriptions.
According to a study, if seniors are given less than 15 options then there is a significant increase in the number of enrollees of Seattle Medicare Advantage plans. However, if seniors are provided with more than 30 options then the number of enrollees tends to drop. In most cases, elders who are having poor cognitive abilities are the ones who are having trouble understanding the advantages of these plans compared to those elders who are having high cognitive abilities. As a result, they would just go for traditional Medicare plans. When people are faced with the difficulty of making a decision about their benefits, the number of enrollees of Medicare Advantage plans is reduced. The number of elders who are suffering from cognitive impairment has increased. The setting up of health insurance exchanges under the Affordable Care Act can be a great help for the seniors in making their decisions.
We understand how hard it is for a Medicare beneficiary with poor cognitive abilities to make a decision. If you are having trouble in making your decision about your Seattle Medicare Advantage plan then you can visit us at www.WAMedicareInsureAgent.com. If you are having problems in the complicated choices then we can guide you in making an educated decision.